However, American Express offers a wide range alternative cards aimed at more mainstream applicants, such as the Platinum Cashback Everyday Credit Card, which charges an annual fee of zero. With its eye-watering costs and invitation-only policy, the Amex Black represents more of a point interest than a potential payment solution for most of us. ![]() You will need to clear the balance of the card with each month you spend on it however, or face some hefty fees.Īnd, perhaps surprisingly for a premium card targeted at frequent travellers, it charges a 2.99% foreign exchange fee each time you use it abroad. Online posts from Centurion Black cardholders suggest that the initiation fee for UK cardholders is £3,000, and that the annual fee is £2,200.īecause this card is actually a ‘charge card’ as opposed to a ‘credit card’ there is no pre-spending limit and no representative annual percentage rate (APR). While American Express does not share the card’s terms and conditions online, anecdotal information offers some clue as to what stipulations are associated with this card in the UK. More commonly known as the Amex Black – this card rewards those with the most luxurious lifestyles. ![]() American Express Centurion Black Card Review You should always check with the product provider to ensure that information provided is the most up to date. While we work hard to provide accurate and up to date information at the time of publication that we think you will find relevant, Forbes Advisor does not and cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof. The compensation we receive from advertisers does not influence the recommendations or advice our editorial team provides in our articles or otherwise impact any of the editorial content on Forbes Advisor. These “affiliate links” may generate income for our site when you click on them. Second, we also include links to advertisers’ offers in some of our articles. This site does not include all companies or products available within the market. The payments we receive for those placements affects how and where advertisers’ offers appear on the site. This comes from two main sources.įirst, we provide paid placements to advertisers to present their offers. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive payment from the companies that advertise on the Forbes Advisor site. Please note that we will not use, disclose, or retain the information you provide for any purpose other than to process your request.The Forbes Advisor editorial team is independent and objective. Additionally, we ask for your email address in order to identify you and process your request to opt out. To opt out of sharing for cross-context behavioral advertising, toggle to “Opt-Out of Sharing” and select “Confirm.” Please note that if you clear your cookies or access our website from a different browser/device, you will need to opt out again. Please note that if you opt out of sharing, you may still see advertising about American Express products and services, but it will not be personalized based on your interests. However, we may share personal information with third parties to serve you advertisements that are relevant to you, based on your interests inferred from activity across other sites (“cross-context behavioral advertising”). American Express does not sell your personal information. California residents have the right to opt out of the “sale” and “sharing” of their personal information as defined by the California Consumer Privacy Act.
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